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Ariella
Ariella
6/6/2016 6:38:56 PM
User Rank
Steel
Re: Multifactor authentication is going to be the future...
@batye a gun? I had to look it up!  It is true, according to this: http://extras.denverpost.com/business/biz0126a.htm:

Open a bank account, get a gun.

North Country Financial Corp. is exchanging firearms for deposits, giving away rifles and shotguns in lieu of the interest that normally accompanies accounts.

It is a practice a handful of rural U.S. banks carry on where hunting is a part of the local culture, according to several state bankers associations. The First National Bank of Colorado, formerly The Bank of Boulder, offered such an incentive as recently as the late 1990s.

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mhhf1ve
mhhf1ve
6/6/2016 6:35:56 PM
User Rank
Platinum
Re: Multifactor authentication is going to be the future...
This discussion makes me wonder how "automated banking" might affect customer service someday... Will banks run by algorithms be more or less frustrating? I'm going to guess that a bank run without human interventions would be incredibly frustrating when human mistakes are made -- and cannot be undone easily.

Ethereum's decentralized organizations could provide banking-like services someday... but it's not clear if that would be a desirable thing.

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batye
batye
6/6/2016 6:34:49 PM
User Rank
Steel
Re: Multifactor authentication is going to be the future...
@Joe Stanganelli but you know, what to say and how to say it... I have no idea what to say to my bank to get fees waved...

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batye
batye
6/6/2016 6:32:38 PM
User Rank
Steel
Re: Multifactor authentication is going to be the future...
@Ariella  now in Canada banks like TD offer tables, now the latest offer is TV... - https://www.tdcanadatrust.com/products-services/banking/edb_b.jsp?s_tnt=432816:1:0&S003A&cm_sp=GOOGLE:MECA:p11539838677&gclid=Cj0KEQjwvtS6BRC8pcKn8OXIg_wBEiQAqtpiz4EQUEb_wzPq3nCxhF0E0xA6fmmjhPadZ-xI9W6bmjwaAs_Y8P8HAQ&mboxSession=1465252258896-72112 

for me it very strange...

but I did hear in USA some banks use to offer gun if you open account and make large deposit...

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Ariella
Ariella
6/6/2016 5:14:40 PM
User Rank
Steel
Re: Multifactor authentication is going to be the future...
@Joe ah, excellent customer service. That can be very rare, indeed. My bank is only so-so as far as that goes, though it is still better and faster than some of the other banks I've been in contact with. 

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Joe Stanganelli
Joe Stanganelli
6/6/2016 12:09:31 PM
User Rank
Author
Re: Multifactor authentication is going to be the future...
@batye: I'm actually in a good boat with most of the banks I do business with.  With one of them, it is firmly established that I have no fees, period (on the word of a high-up executive -- not just at the branch level), and my fees are always waived.  With another, the requirements to avoid the fees on my particular account are so simple and easy to meet that it's not even a consideration.

Plus, I take care to do business with banks that have excellent customer service.  This is a big help.

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Ariella
Ariella
6/5/2016 7:57:01 PM
User Rank
Steel
Re: Multifactor authentication is going to be the future...
<@mhhf1ve interesting, in Canada people do switch banks often as new promotion and technology keep changing... regularly... way of life for some people from promotion to promotion...> @batye I recall reading somewhere that they do that in the UK, as well. Here some banks sometimes offer small gifts like coolers for opening accounts, but I don't see that as enough of an incentive to move my money around from one to another. 

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batye
batye
6/5/2016 2:28:13 PM
User Rank
Steel
Re: Multifactor authentication is going to be the future...
@Joe Stanganelli  with banks you never wins.. it only get less fees and charges... life...

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Joe Stanganelli
Joe Stanganelli
6/5/2016 12:04:07 PM
User Rank
Author
Re: Multifactor authentication is going to be the future...
@batye: For me, I just care about finding a bank (or banks) that will screw me the least (fees, etc.).

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Joe Stanganelli
Joe Stanganelli
6/5/2016 12:03:02 PM
User Rank
Author
Re: Multifactor authentication is going to be the future...
@mhh: Indeed, I don't even use mobile banking apps at all.  I don't want to deal with the liability issues either!  ;)

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