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KBode
KBode
6/24/2016 11:28:34 AM
User Rank
Platinum
Re: cloud everywhere
I recently switched credit unions so I know what you mean. You forget just how many little automatic transactions you have processing each month. I kept missing some. Took several months to finally get them all switched. Not an easy process, for sure.

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kq4ym
kq4ym
6/23/2016 3:46:07 PM
User Rank
Platinum
Re: cloud everywhere
Although credit unions seem to have the best rates for loans and more, I hesitate opening new banking relationships after having relied for years on my traditional bank. Changing automatic payments and online payment details would be a real headache.

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KBode
KBode
6/22/2016 5:10:52 PM
User Rank
Platinum
Re: cloud everywhere
True, though they've been getting a bit better on that front too by forming partnerships with other credit unions. I recently went to Seattle and was able to use a partner credit union  there with all the perks of using my home credit union...so I remain generally impressed.

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Ariella
Ariella
6/22/2016 5:02:17 PM
User Rank
Steel
Re: cloud everywhere
@Kbode Yes, credit unions do generally do better by their customers. Their main drawback is simply the fact that they are not as ubiquitous as banks.

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KBode
KBode
6/22/2016 4:48:20 PM
User Rank
Platinum
Re: cloud everywhere
I think over the last ten years or so credit unions have been heads and tails better than traditional banks on both security and attempts to nickel and dime their customers. My credit union alerts me before a problem just to let me know I don't have to worry...

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mpouraryan
mpouraryan
6/22/2016 3:40:15 AM
User Rank
Steel
Re: cloud everywhere
I want to feel secure first--frankly privacy is a secondary issue.    I briefly "dropped by" the radio show on tuesday to underscore a phishing attempt and a Uber breach all happening within 24 hours.

I realize there is a balance..but the balance has to be in favor of the customer...right?

 

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Ariella
Ariella
6/21/2016 2:58:27 PM
User Rank
Steel
Re: cloud everywhere
@kq4ym wow, that's really astounding to me that they would ignore customer service preferences like that. I have about a dozen bank within a one-mile radius here. Though I only really use one, it's nice to know there are fallaback options if it should decide to do something drastic like eliminate all people from the branch. 

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Ariella
Ariella
6/21/2016 2:56:41 PM
User Rank
Steel
Re: cloud everywhere
<customers will surely pay to protect privacy laws. > @dcawrey indeed, even if its not for their own sake, they do have to comply with the laws of the land, and some of them have much stricter regulations than we have in the US. 

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mpouraryan
mpouraryan
6/19/2016 2:54:50 PM
User Rank
Steel
Re: cloud everywhere
It is just absolutely fascinating (and admittedly scary) to be witness to the change--our challenge is to harness it in a righteous way as the New IP continues to evolve.   It is across the board--Please take a look at this in Today's New York Times;

http://www.nytimes.com/2016/06/19/business/dealbook/an-expensive-law-degree-and-no-place-to-use-it.html

Happy Fathers' Day to all the fab Fathers!!

Onward to the new week with all its' possibilities

:)

 

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kq4ym
kq4ym
6/19/2016 8:00:10 AM
User Rank
Platinum
Re: cloud everywhere
And bank tellers have become irrelevant in my small town as the bank that's been here for decades let go of it's employees and closed the office, and chenged the facility to an "ATM Center." Banking can only be done through the ATM machine unless one wants to travel 30 miles to an office with live people.

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